Would it be a good idea for insurers to give a % of income they give out in claims?

Would it be a good idea for insurers to give a % of income they give out in claims?

Teen Drivers Insurance?
Howmuch would my insurance be for an rsx 2003?
What motor  insurance  firm has got the plan that you guarantee on individual but it can be driven by anyone and be covered?
Car insurance?
Do you really need to become signed up for university to keep protected under your parents medical health insurance? Affordable Care Work?

How do I get yourself a nice vehicle as an age with good  insurance ?
Car  insurance   for a 17 year old?
Pregnant and insurance that is losing?
"Howmuch may my insurance rise basically am at fault